- Copilot Pro is $10 with unlimited completions and 1,500 AI credits a month for chat and agent requests. Cursor Pro is $20 with included usage and on-demand billing after it runs out.
- Copilot states a credit number, so you can see when you are close to the end. Cursor describes the included usage only as "extended limits", and the model you choose changes how fast it goes.
- With on-demand usage switched on, a heavy month on Cursor costs more than $20. The Copilot docs state a fixed monthly credit allowance for each plan.
- Both were read on official pages. Verified students get Copilot free; the Cursor page we read states no student price.
Cursor Pro vs Copilot Pro
Twice the price for a different kind of tool: an editor built around agents against an assistant inside the editor you already use. Every price and limit here shows its source and the date we checked it.
- Free, no sign-up
- No affiliate links
- Prices checked Oct 3, 2026
Scroll sideways to see every column.
| Criterion | Cursor Pro | Copilot Pro |
|---|---|---|
| Price per month | $20/month official · checked · cursor.com/pricing | $10/month official · checked · docs.github.com |
| What the source says about limits | Extended limits on Agent. After the included amount is consumed, on-demand usage is billed in arrears. official · checked · cursor.com/pricing | 1,500 AI credits a month (1,000 base plus 500 flex). Unlimited code completions. official · checked · docs.github.com |
| What it means in practice | The included usage is a budget, not a message count: expensive models spend it faster. With on-demand usage switched on, a heavy month costs more than $20. | Autocomplete never runs out; chat and agent requests spend credits, and stronger models spend more per request. The cheapest paid coding plan in this guide. |
| Included |
|
|
| Students | Not published in a source we can cite | Verified students get Copilot Student free; verified teachers and maintainers of popular open source projects may be eligible for free access. official · checked · docs.github.com |
| Details | Cursor Pro → | Copilot Pro → |
Every price and limit here shows its source and the date we checked it. No affiliate links: the order comes from the table, not from who pays.
What separates them
Keep comparing
- Cursor ProPrice, limit wording, what it means in practice and change history.
- Copilot ProPrice, limit wording, what it means in practice and change history.
- ChatGPT Plus vs Claude ProAnother side-by-side comparison.
- ChatGPT Plus vs Google AI ProAnother side-by-side comparison.
- Claude Pro vs Google AI ProAnother side-by-side comparison.
- What would both cost?Open the bundle calculator with these two ticked.
Questions people ask
Which is cheaper, Cursor Pro or Copilot Pro?
Copilot Pro, at $10 a month. Cursor Pro is $20 a month and Copilot Pro is $10 a month.
What are the usage limits of Cursor Pro and Copilot Pro?
Cursor Pro: Extended limits on Agent. After the included amount is consumed, on-demand usage is billed in arrears. Copilot Pro: 1,500 AI credits a month (1,000 base plus 500 flex). Unlimited code completions.
Can I trust these numbers?
Cursor Pro figures are from the official page; Copilot Pro figures are from the official page. Each figure on the page shows its source and the date it was read.
Should I pay for both?
Only if you use them for different things. Tick both in the bundle calculator to see the yearly total and whether they are listed for the same use.